What Does the mean Nursing Home Cost?

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Do you have any idea what the average nursing home costs where you live? Do you want to know? Are you prepared to pay a huge sum of money for one, two, maybe three years or more in a nursing home or assisted-living facility?

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These are difficult questions to answer, for many reasons. One, we can't predict how healthy, or unhealthy, we will be ten years from now. Furthermore, as the current economic situation illustrates, we may even have a hard time predicting our own financial well-being. What used to be determined relatively carport - our earnings, home values and net worth - has undergone gigantic changes. Just a year ago we may not have understanding twice about the understanding of selling our home to pay for any long term condition care issues. Now we're lucky if that home still has some semblance of value!

The American association of Retired Persons website states that the average cost of a nursing home stay is approximately ,000 a year. This is an optimistic number. Matter of fact, modern studies indicate the average cost is certainly more like ,000 a year, or nearly 2 a day! Of course, this whole is going to vary widely depending on where you live; but nonetheless, it's a scary whole to think about, and it is real, very real.

If we consider the average length of stay in a nursing home, which is approximately 2.5 years, that equals approximately 0,000...in just Two And Half Years. Let's do the math...wait, we don't need to. But what we do need to do is stop assuming that paying for such services is within easy reach. We can't depend on medicare or medicaid to pay for these costs either, as both have some limitations that may hinder the whole of costs covered in a nursing, or assisted-living facility.

What are the options than? How should the average someone cover the average nursing home cost? First, take a hard look your current net wealth and try, to the best of your ability, predict how this is going to convert in the next 10-20. It may also be time to look into long term care insurance, which, unlike medicare medicaid services, does cover costs of a nursing home (as well as assisted-living facilities.)

The internet is full of helpful resources on this topic. Do your explore though and speak with an experienced and dependable representative.

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